I'm getting ready to graduate in a month and I'm looking over the different options for loan repayment. I have a bunch of loans at 6.8% interest, and a about an equal amount at 7.9% interest. I had always planned on just doing the standard payment, to pay them off, but I was wondering if I could instead go with the Pay as You Earn option (10% of AGI) and pay the minimum on the 6.8% loans, and put that amount I would have paid under standard repayment towards the 7.9% loans. Am I allowed to do this? Essentially making standard payments, but focusing the bulk of that payment towards the loans with the higher interest rate? Any advice would be appreciated. Thanks.