I am pretty miserable and need to have it removed but I'm struggling because they are saying it's going to cost $5000 out of my pocket. They are saying the procedure is going to cost $22,000 which I think is extremely high since my ACL reconstruction cost less.

The hospital is also forcing me to apply for a loan through a bank they have paperwork for instead of negotiating an-interest free payment plan like I've done with any other bank.

Not sure what to do since I really need to get this done but feel like I'm getting hosed.

Any advice????