work in a real estate market like very few others. As I've said a few times and then stopped saying on CB, so much of the whole industry depends on what market you're in.

Good luck to you MapCoug, exciting times to be in contract on a home you love in an area near family. No downside, even if you pay the 5k all on your own. You said you're going to be there for the long haul, I guarantee you you won't remember this 5k 10 years from now when you have nothing but good memories in that house.