I put this in the business category because there was no good fit. This is the closest, in my opinion.

Here are a couple of the kind of questions rattling around in my head:

1. What's the impact of taking SS in the middle of the year when you retire compared to waiting until January of the following year? The real question is about the impact on SS benefits for that first year, given that you've already made a "regular" salary for the first half of the year.

2.My wife's a couple of years younger than me and hasn't acquired enough credits to qualify for SS on her own. If I take early SS at 62, I'm wondering what her spousal benefit will be at various ages.
--Will she get 50% of my reduced or full benefit when she's 62, or only when she's full retirement age?