Not in late 2016 when you plan to sell it.

The loss took place today, not in 2016. The fact that you plan to use the car a while longer is none of their business. If you keep using the car, you'll be using a car with diminished value, and you should be compensated for that. Don't even mention your plans to sell the car in 2016 (or any other plans you might have for the car). Plans change. But more importantly, it's none of their business, irrelevant, and I wouldn't want them using that info against you.