can't afford the car. Sure $75k is a lot to spend on a car, but they are also really nice cars and last a really long time. But buying one doesn't automatically mean that you are car poor, or that you took out at 10 year loan, or that you are living beyond your means. I took out a normal 6 year loan that is less than 2% interest, had a decent down payment from a trade and some cash, and my car payment is only ~6% of my monthly income.

I plan on driving it for around 8-10 years, like the car we traded in. And I'll have a really nice, really safe car to enjoy for that time.