Save yourself the time and move to USAA and do it yourself. Putting your money into a bunch of mutual funds isn't worthy of a 1% fee. At most it should be a fixed fee of no more that hundreds of dollars per year.

Percentage based fees are a ripoff that will massively reduce your returns over time. Sorry but I'm very biased on this and I've been in financial services and education for two decades.

Most advisiors are not market experts. They are expert salesman who just put your money into things their firm tells them to sell in hopes that you rarely call them and never think about moving your account.