Under $110K yr. you can. Joint filer, under $169K yr. (SoValleyCOUG) - CougarBoard.com

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Feb 27, 2012 - 2:24pm

SoValleyCOUG

Under $110K yr. you can. Joint filer, under $169K yr.

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Messages

Author

Date

My wife and I are looking at opening an IRA

Mems

Feb 27, 01:47pm

Good company.

CougaReb

Feb 27, 01:49pm

+203 (nm)

coug203

Feb 27, 01:50pm

Vanguard funds are the best IMO. (short)

Feb 27, 02:10pm

Boardmail Gerry Adams. (nm)

IrishBlue

Feb 27, 01:52pm

They started franchising? (nm)

gwalker

Feb 27, 01:53pm

what is the maximum income limit for a ROTH IRA? (nm)

Feb 27, 01:54pm

Don't think there is an income limit

vacougfan

Feb 27, 01:58pm

Definitely is a limit. (link)

mulletino

Feb 27, 02:00pm

There's a limit. Starts to phase out around $183k MFJ. (nm)

sonofchet

Feb 27, 02:00pm

So if you make more than the limit

Mems

Feb 27, 02:05pm

Isn't it really the same thing? If you get no tax breaks

sonofchet

Feb 27, 02:23pm

Roth is Tax-Free Grwth, Trad IRA is not. Trad IRA distributi

MatthiasG

Feb 27, 03:45pm

Can't contribute to Roth if over limit. (nm)

MatthiasG

Feb 27, 03:49pm

Under $110K yr. you can. Joint filer, under $169K yr. (nm)

SoValleyCOUG

Feb 27, 02:24pm

I googled and found this:

Mems

Feb 27, 01:59pm

From the IRS

TDAWGCOUG

Feb 27, 02:02pm

Only 2 options in my opinion. Vanguard or Fidelity

Ft Worth Cougar

Feb 27, 02:00pm

I also like T. Rowe Price and OptionsHouse (short)

mulletino

Feb 27, 02:01pm

t. rowe was too sales oriented for me. don't know about OH (nm)

Ft Worth Cougar

Feb 27, 02:06pm

I do my own investing. So I've never experienced TRP sales (nm)

mulletino

Feb 27, 02:22pm

Only use a free company (ie a company that doesn't charge (short)

adrock

Feb 27, 02:02pm

Just curious: if they don't charge any fees, how do they (short)

sonofchet

Feb 27, 02:05pm

mutual fund management fees

Ft Worth Cougar

Feb 27, 02:08pm

So you're talking about the mutual funds, not the investment

sonofchet

Feb 27, 02:21pm

no, i'm saying a company like Fidelity makes its money

Ft Worth Cougar

Feb 27, 02:32pm

Agreed. (nm)

SoValleyCOUG

Feb 27, 02:33pm

Etrade and Scottrade don't have any fees

adrock

Feb 27, 02:21pm

If it's an actively managed ETF, the management fees will

sonofchet

Feb 27, 02:37pm

RE: If it's an actively managed ETF, the management fees

adrock

Feb 27, 02:58pm

All M. Funds charge an annual % aka 'expense ratio' that

MatthiasG

Feb 27, 03:23pm

No such thing as a "free company" (nm)

SoValleyCOUG

Feb 27, 02:31pm

Get an adviser. They will make almost 0 to help you

SoValleyCOUG

Feb 27, 02:27pm

You sound like you speak from experience, lol. (nm)

MatthiasG

Feb 27, 03:24pm

If you're looking for Index Funds, great co. , Managed funds

MatthiasG

Feb 27, 03:20pm

Just went to Ireland - IRAs there are a bit dangerous (nm)

byukirty

Feb 27, 03:33pm

But there's no max contribution limit.

Feb 27, 05:52pm

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