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May 11, 2012 - 6:58am
If you are not going to be able to contribute 20K+ per year
and you want an easy plan to administrate, I would go with a SMIPLE IRA. They are nice and easy.

SEPs can be much more complex and kind of a headache, but if you are over the income limits and you want to contribute 20 - 50K a year to retirement, then a SEP might be what you want.

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Fully Invested Cougar
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