Here's the dill: my wife and I don't budget, but we know we should because we'd like to be saving more than we have been the last six months or so. I briefly used mint.com a couple of years ago, but it somewhat depressed me to see how much money my wife and I were spending on random bullcrap. So we stopped.
The other reason why I stopped using mint.com was because of security concerns. I was concerned about someone discovering my password or hacking into our account, and they'd suddenly have nearly all of our financial information at their fingertips.
Is my second concern unfounded? Am I overthinking the cyber-security issue?
Does anyone else use a different program that they think is safer and/or better than mint.com?