I tend to agree with most of the points made in this article. I do think that when it collapses, it will hurt more than the article indicates.

http://www.wsj.com/articles/why-this-tech-bubble-is-less-scary-1435532398

If you can't read it because you don't have access, search the name of the article and click on the article from Google. It will get you access to the article for free.