she doesn't need as much student loan as previously expected. Thoughts on whether she should accept less student loan now or just put it in savings in case she decides to attend spring term (to catch up from mission) or to use next fall and need less next year? She already gets half tuition so the amounts are pretty small and hopes to get a campus job for spending money.
BTW-- We're only doing all this stuff because she gets home from mission tomorrow and starts classes on Monday. Normally we wouldn't be so involved.