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Feb 21, 2018
11:29:53am
BeefNoodleSoup All-American
Not much. When you open a new account, your credit limit shoots up (esp. with
BofA credit cards, they have like $20,0000 credit limits). So your credit utilization rate (=CC debt / total credit limit) goes way down. Payment history and utilization rate are the two largest factors, accounting for 65% of your total credit score.
BeefNoodleSoup
Previous username
ChinoCoug
New username
Genghis Spreads
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BeefNoodleSoup
Joined
Feb 23, 2004
Last login
Oct 25, 2019
Total posts
0 (0 FO)
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Time
2/21/18 11:13am

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