use to buy the car they have been driving during the lease. Smart people who lease drive a car that will almost certainly have higher market value at the end of the lease than the end-of-lease contract purchase price. They can then turn around and sell the car for more than they paid at the end of the lease to purchase the vehicle.

Year 1 - Pay $3000 up front and $300/month to lease a new car. Pay for gas and insurance
Year 2 - Pay $300/month in lease payments. Pay for gas and insurance
Year 3 - Pay $300/month in lease payments. Pay for gas and insurance
End of Lease - the contract purchase price is $19,500. Buy the car. Sell the car at the private party sale market price of $22,000.