you can easily live large on your regular contract. I'd even put half of that in the bank. He is not married, no kids, etc. Most NFL players last 2-4 yrs.

I know a former BYU FB player who made the pros and was a back up for four years. He and his wife live modestly during that time and he saved enough to pay everything room board tuition for Stanford MBA. He now makes 500k a year.