Someone told me yesterday they got cashiers checks with their credit card,

Mar 19, 2019
1:58:59pm

pink22 All-American

accumulated lots of points, deposited the cashiers checks in their account, paid off the credit cards and went to Hawaii with the points. Is this a thing?

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pink22

Bio page: pink22
Joined: Jul 22, 2004
Last login: Apr 18, 2024
Total posts: 45,205 (1,634 FO)

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Messages

Author

Time

Someone told me yesterday they got cashiers checks with their credit card,

pink22

3/19/19 1:58pm

There was a guy in our area that did that with free AAA traveler's checks back

BYUFBDAD

3/19/19 2:00pm

Most CC's charge points for cash/equivalents so I don't know how

BeyondTheMark

3/19/19 2:01pm

Regardless, I’d feel like a scumbag doing that.

Duke Silver

3/19/19 2:04pm

It’s not stealing in anyway shape or form. But most places won’t let

cougarfann888

3/19/19 2:16pm

Gaming the system to pretend like you’re making large purchases when you

Duke Silver

3/19/19 2:22pm

You’re wrong. The CC companies are getting paid for every transaction and making

Tare

3/19/19 2:29pm

they also push back on behalf of the point of sale retailers

Linescratcher

3/19/19 2:32pm

Retailers are making $$ too. It’s all about Anti Money Laundering

Tare

3/19/19 2:38pm

interesting. didn't know that.

Linescratcher

3/19/19 2:51pm

this is mostly impossible now

Linescratcher

3/19/19 2:16pm

Yeah, listened to a podcast on this years ago.

ag4cougs

3/19/19 3:22pm

Not a thing. Cash advances don’t earn points/miles

Tare

3/19/19 2:16pm

It depends where you get the money order from and how it codes

cougarfann888

3/19/19 2:18pm

Manufactured spend is definitely not as fun and easy as it used to be.

Tare

3/19/19 2:23pm

Up until recently (2018) you could get MO with credit cards at Harmons

BYUinTX

3/19/19 4:25pm

No doubt. Did it trigger 5x grocery store bonuses too?

Tare

3/19/19 4:33pm

Yes it did.

BYUinTX

3/19/19 4:39pm

It's called manufactured spending. A lot harder to do these days.

JuicyJam

3/19/19 2:19pm

Now it's buy prepaid debit cards via CC, use those to buy money orders, deposit money order, pay off CC.

7H3F3RN

3/19/19 2:25pm

Except most places won't sell prepaid CCs if you're buying with a CC

ReggaeCoug

3/19/19 2:47pm

Yes they will. The big issue is which issuers' cards can be used to buy money orders.

7H3F3RN

3/19/19 2:51pm

Yeah almost everyone will sell prepaid cc to someone using a a cc

cougarfann888

3/19/19 3:02pm

Where are you buying MO with a credit card?

Tare

3/19/19 3:04pm

You aren't. You are buying it with the prepaid debit card you bought with your credit card.

7H3F3RN

3/19/19 3:19pm

More likely money orders to meet minimum spend. That

Plato

3/19/19 2:34pm

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