First off I am in Illinois.
So..I've gotten approved for a 30 year VA loan at 3.75% with Navy Federal and feeling like that's a really good rate and don't really feel like I am going to get better than that.
Also...I feel the same about Homeowners insurance. I did get a few quotes on that I heard others got good deals on geico so I checked with them and I think it would be close to $2000 vs $1500 with USAA. I have heard in the past that pretty much USAA is hard to beat when it comes to insurance and Navy Federal is hard to beat when it comes to loans.
Is this thinking correct?