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Jun 16, 2019
5:32
:11
pm
Dr MoBYU
All-American
I’ve used an online lender. Got a WAY better rate and they were great to work w
With. Just be sure they’re legit.
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Dr MoBYU
Previous username
MoBYU
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Dr MoBYU
Joined
Jul 22, 2001
Last login
Apr 24, 2024
Total posts
16,236 (997 FO)
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Messages
Author
Time
We are close to buying a new home and researching lenders. One lender is an established local lender and
Bergloewe
OVR: 1
6/16/19 5:08pm
Just go with the cheapest. Your loan will likely be sold off anyway
cougarnerd
6/16/19 5:15pm
This. Also, are the interest rates the same? One lender is probably making money
fbguru
6/16/19 5:21pm
Interest rates quoted are exactly the same. The only difference between the quotes was the cash to close with each.
Bergloewe
6/16/19 5:36pm
I’ve used an online lender. Got a WAY better rate and they were great to work w
Dr MoBYU
6/16/19 5:32pm
I just got 3.25% 30yr from an online lender.
Dr MoBYU
6/16/19 5:32pm
Which online lender?
Born2Fish
6/16/19 5:48pm
Comparisons can only be made when supplied with points. Key component of deal.
Acorn
6/16/19 7:44pm
No points. No fees.
Dr MoBYU
6/16/19 8:21pm
When you get to your closing document
Acorn
6/17/19 9:51am
Again another advantage with online leaders....
whiteninja
6/17/19 10:37am
I hear u. Good advice.
Dr MoBYU
6/17/19 3:34pm
We used quicken loans and I was blown away how great and easy it was.
whiteninja
6/16/19 5:34pm
We’ve had the same experience the two times we used them
Odysseus
6/16/19 8:06pm
Did you compare other rates before going with quicken loans?
gunhog
6/16/19 8:55pm
My experience was the opposite. Either way, always shop around
Odysseus
6/16/19 9:34pm
I was in the same boat. Compared to current lender and 2 others.
whiteninja
6/16/19 11:13pm
please hit up @mulletino You will be glad you did. Way lower than anyone else
breakingblue
6/18/19 6:04pm
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