Wife and I think Sunday is the best day to go over finances.

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Jul 14, 2019
6:56:35pm

Future_Tacos All-American

When you project out long term, such as 401(k), what rate of return do you typically use?

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Future_Tacos

Previous username: Bonemachine
Bio page: Future_Tacos
Joined: Feb 7, 2005
Last login: Apr 19, 2024
Total posts: 11,192 (24 FO)

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Messages

Author

Time

Wife and I think Sunday is the best day to go over finances.

Future_Tacos

7/14/19 6:56pm

6-7%

BYUnerd

7/14/19 6:57pm

Well when I switched over to my new investment plan I increased it to 20%

Baron

7/14/19 6:58pm

Which oils do you sell?

2018grad

7/14/19 7:04pm

5-6 percent

Dangerous

7/14/19 7:02pm

I estimate conservatively at about 5%. I would rather be conservative with my estimating.

Zenoch

7/14/19 7:20pm

Always discuss in after tax figures, but baseline should be 7% (pre tax)

memento

7/14/19 7:18pm

byuguns55

7/14/19 7:24pm

Obviously you want to be conservative, but this is probably the most accurate

BertoChavez

7/14/19 7:26pm

Help me understand the conservative estimates here. The s&p averages 10%

bluecougar1985

7/14/19 7:27pm

My numbers include inflation.

Baron

7/14/19 7:29pm

3%?

bluecougar1985

7/14/19 7:35pm

Since it became the SP500 in 1957, the annual return is 8%

memento

7/14/19 7:33pm

Is the Dow lower in that time frame as well? I am balanced about 75/25 right now

bluecougar1985

7/14/19 7:37pm

Does that include dividends?

All-American

7/14/19 8:02pm

I am more conservative because I just can't believe we can keep piling up outrageous national debts w/o repercussions

Zenoch

7/14/19 8:18pm

Sure, but I figure that’s about an all or nothing. When the day of

bluecougar1985

7/14/19 8:23pm

Here you go.

a priori

7/14/19 7:32pm

<< Deleted >>

Buffalo

7/14/19 8:14pm

And this is why I wish I had been able to convince my dad to ditch his wealth management guy and go with vanguard

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