My Account
Sign up, and you'll be able to vote in polls.
Sign up
Report problem with this ad
Start a related thread
Start a related poll
Reply via Boardmail
Oct 10, 2019
3:38
:31
pm
run26
All-American
should you opt for insurance when you rent a car?
I've always wondered whether this is a scam because your typical auto policy on your vehicles covers this or whether you are truly uninsured if you don't opt for it
Start a related thread
Start a related poll
Reply via Boardmail
Report problem with this ad
run26
Previous username
whoppercougar
Bio page
run26
Joined
Aug 23, 2007
Last login
Jan 3, 2022
Total posts
22,369 (337 FO)
Report problem with this ad
Messages
Author
Time
should you opt for insurance when you rent a car?
run26
10/10/19 3:38pm
Check your auto policy and you credit card terms and conditions.
Ozymandias
10/10/19 3:39pm
In Mexico, definitely.
Kilgore Trout
10/10/19 3:41pm
The credit card I use for travel provides full primary coverage so I always turn down rental company coverage.
kccougar
10/10/19 3:45pm
Yes, b/c it's covered by credit card. I'd rather not have to use my personal insurance just in case.
mik3
10/10/19 3:49pm
If your insurance carrier doesn't cover it, almost all credit cards do
Jesse Pinkman
10/10/19 3:50pm
Just pay attention to whether your credit card coverage is primary or secondary to your personal auto coverage.
kccougar
10/10/19 3:52pm
Most are secondary. It doesn't really matter. Rental car insurance is an emotion
Jesse Pinkman
10/10/19 4:10pm
Unless you have a $0 deductible on your personal auto policy, that isn't true.
kccougar
10/10/19 4:15pm
If your coverage is secondary, your net out of pocket will still be zero
Jesse Pinkman
10/10/19 4:26pm
You can get extra insurance via American Express
donnerstag
10/10/19 4:15pm
Typical credit card pays your deductible and claim goes through your insurance.
BNcoug
10/10/19 3:59pm
You are almost always covered by both your car insurer or your credit card
donnerstag
10/10/19 4:13pm
In Mexico, yes. This is because most credit card insurance policies don't provide coverage if the car is not on a paved
Cougar-Duck
10/10/19 4:26pm
I once crashed into someone in a rental. I learned that if you have full
jkccoug
10/10/19 4:53pm
I totalled a rental last year
gretsch
10/10/19 8:51pm
Wait, if the girl turned in to you, wasnt the accident her fault?
Ozymandias
10/10/19 8:53pm
We both claimed right of way
gretsch
10/11/19 12:09am
The Uber credit card, ironically, has no rental car coverage.
jamesjessestrang
10/10/19 10:28pm
Have to read the fine print. Sometimes the loss of use is covered by Visa
jkccoug
10/11/19 12:58am
It depends on what your underlying auto policy is.
reagan21
10/10/19 5:24pm
Report problem with this ad
Posting on CougarBoard
In order to post, you will need to either
sign up
or
log in
.
Report problem with this ad