0%. Always investing or paying down debt.

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Oct 21, 2019
9:41:06pm

mulletino vergüenza ajena

0%. Always investing or paying down debt.

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mulletino

Previous username: BigRodThunder
New username: BYU-Provo
Bio page: mulletino
Joined: Feb 21, 2002
Last login: Mar 21, 2024
Total posts: 0 (0 FO)

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Messages

Author

Time

What % of income do you put in to your regular bank savings account? This

Zak

10/21/19 9:39pm

0%. Always investing or paying down debt.

mulletino

10/21/19 9:41pm

When I Had Kids at Home 0%

10/21/19 9:43pm

50k emergency fund.. everything else in retirement or taxable accounts.

cougfanz

10/21/19 9:49pm

A good goal is to have 3-6 months' living expenses in a liquid account. Then if an emergency happens, you can draw on

Smack'sWife

10/21/19 9:49pm

3 months is better than 0, but I always recommended 6-9 months when I did this

chilango

10/21/19 10:03pm

Depends on job type/market imo.. or how long it would take to find a new job

cougfanz

10/21/19 10:06pm

That's the 6-9 range. But IMO everyone should have at least 6 month's worth,

chilango

10/21/19 10:13pm

Have 1 year salary in savings for emergencies

10/21/19 9:55pm

That's the most I've ever heard. And too much, unless you've already got plenty

Cougarrr

10/21/19 10:27pm

Holy cow! I mean, that's a nice goal, but that's a lot of capital to keep on the

ebv

10/21/19 10:33pm

House paid for, maxing 401K also

10/22/19 6:07am

Cash is king, especially at the high water mark.

ebv

10/22/19 3:49pm

20% into retirement. 10% liquid. But liquid never sits long.

Future_Tacos

10/21/19 10:14pm

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