I guess it's worse, he took money from a family friend, not a loan.
And no, I don't think Ohio State will get the same punishment, which I think exposes the NCAA. If the NCAA determines that what Chase Young did was equal to what Nick Emery did, then the punishment should match. But, I don't think the Nick Emery punishment fit the crime. If this was a family friend with Chase Young, then it should be nothing, just like it should have been nothing with Nick Emery.