of course I don't think utah would lose to Toledo or USF although I don't think Tennessee would be a 100% for sure win. But you're the one trying to claim a team utah lost to would instead be a win, it wouldn't, they lost to them, we already know they lost to them, it's just a ridiculous and stupid claim on your part.
And do you really think I care if some ute fan thinks that I'm "losing credibility"? LOL