work every day. Now as I approach 70, I have to continue to work for as long as I can, but it is at something I enjoy - which I would probably be doing even if I didn't have to (software development).

If I had to do it over again, I don't know if I would have done things differently. One of the reasons I am in the situation that I am in is that I married a woman from a third world country and her family and my son sucked up a lot of resources. But I look at that as a blessing as opposed to a curse. We often hear about members in third world countries being among the happiest in the church because they live in the here and now and it is easier to share when you know that you are not going to be rich anyway and the relationships that you have are the most valuable things in your life. I am finding myself gravitating toward that mindset and it is liberating.

If I had been a better business person, I would have have had much more trouble parting with my wealth. I often picture myself in the next life talking to brothers and sisters who only wanted to give their children medical care or a chance to get out of poverty and I wonder how I would justify my need to have 7,000 sq ft or whatever.