The fact that you're a doctor and still have trouble/negative surprises

Report problem with this ad

Jul 1, 2020
7:09:52am

CommodoreCoug All-American

navigating the system of paying for healthcare speaks volumes.

Report problem with this ad

CommodoreCoug

Previous username: jbcoug
Bio page: CommodoreCoug
Joined: Aug 13, 2003
Last login: Apr 18, 2024
Total posts: 31,603 (5,751 FO)

Report problem with this ad

Messages

Author

Time

Son had a kidney stone, went to ER. No surgery, just meds. $23,000.

ReyOso

6/29/20 9:01am

Someone has to subsidize all the health care facilities which were grossly underutilized the past 3 months.

Indy Coug

6/29/20 9:02am

So it would not have been some outrageous sum 6 months ago?

ReyOso

6/29/20 9:04am

It would've been but you’re making up for Medicaid and Medicare

Druick

6/29/20 9:08am

It's impossible that things are overpriced here, because freedom.

vagabonder

6/29/20 9:10am

Yeah, thank goodness I didn't have one of those SOCIALIST systems in place.

ReyOso

6/29/20 9:39am

I think many people avoid care as long as possible now in the US

byukarl

6/29/20 10:06am

Uhh you just posted the other day about a system in Peru NOT HAVING OXYGEN for

kotacoug

6/29/20 10:06am

Did I say we should implement Peru's health care plan when it's in a pandemic?

ReyOso

6/29/20 10:09am

I grew up in Canada, I have sisters currently in Healthcare in Canada. I’ve

kotacoug

6/29/20 10:13am

Maybe we can. We're currently not there, though.

ReyOso

6/29/20 10:17am

RE: Maybe we can. We're currently not there, though.

El Puma

6/29/20 10:32am

RE: Did I say we should implement Peru's health care plan when it's in a

Eog

6/29/20 11:23am

<< Deleted >>

Abe Froman

6/29/20 10:19am

All those Obama care and illegal entry people who get subsidized and free care

kotacoug

6/29/20 9:30am

The ACA might have affected insurance (more specifically premiums)

Druick

6/29/20 9:38am

It's not because of Obama people and illegal people

byukarl

6/29/20 10:00am

Oh it’s a big problem made more problematic by Democrat policy over the last 8

kotacoug

6/29/20 10:04am

kind of simplistic statement to state it's all on Obama

byukarl

6/29/20 10:07am

Hey let me check my post and see where I said it is ALL on Obama....

kotacoug

6/29/20 10:11am

Sometimes you get a little touchy in your replies

byukarl

6/29/20 10:16am

I do. I’ll dial it back. Thanks. 👍🏻

kotacoug

6/29/20 11:37am

I went to the ER for a kidney stone years ago, when Bush was President, and

GenkiLawyer

6/30/20 12:55am

Is IndyCoug Trolling? Healthcare in America has been expensive for decades.

Zoobieman

6/30/20 8:41pm

$23,000. What kind of arbitrary number is that? Seems excessive. The system is

pink22

6/29/20 9:03am

What hospital was this at? Prices are very different depending on the hospital

Druick

6/29/20 9:07am

UCSF Children's Hospital

ReyOso

6/29/20 9:26am

You picked the most expensive hospital in the country so there's that.

jvquarterback

6/29/20 11:46am

That is insane.

Virginia Ute

6/29/20 9:08am

I went to the ER in January for some imaging after an urgent care doctor told me

here's to hoping

6/29/20 9:58am

meant for OP, sorry.

here's to hoping

6/29/20 9:59am

Sheesh....first of all, I literally feel your kid's pain (been there many times)

Don_Juan_El_Guapo

6/29/20 9:10am

Thanks, he was in lots of pain. I've been there, too. He's too young for this.

ReyOso

6/29/20 9:40am

My son who is now 22 had his one and only stone when he was 12. They suck!

Don_Juan_El_Guapo

6/29/20 10:27am

Didn't a law pass or is in the works that requires the healthcare industry

RH84025

6/29/20 9:10am

Don’t tell ReyOso but Trump is behind it.

kotacoug

6/29/20 10:08am

Our system is completely broken. Health care issues

Adwight

6/29/20 9:11am

Ideally, sure. But why do we feel entitled to to that?

Backcountry

6/29/20 9:16am

To not go bankrupt because of an act of God? The insurance we pay for, for one.

vagabonder

6/29/20 9:48am

Because market failure, industry collusion, and perverse incentives give us the

valleus

6/29/20 9:56am

Because the declaration says life, liberty, and pursuit of happiness.

Adwight

6/29/20 11:41am

Because most countries have this basic thing figured out

FatThor

6/29/20 1:12pm

I thought I heard somewhere that hospitals are supposed to state the

HingleMcCringleberry

6/29/20 9:12am

One of the places I work at has started to do that. They can’t say exactly how much it’ll be, but can give a good ball

Virginia Ute

6/29/20 9:14am

The very nice registration person told us our estimated cost when I took my son to the ER a couple weeks ago. I paid the

Slim

6/29/20 10:10am

And this is one of the problems as you suggested

byukarl

6/29/20 10:20am

Btw I would HATE to have that job of the registration person that has to go deliver the news about the ridiculous bill.

Virginia Ute

6/29/20 10:52am

It is terrible for sure.

kotacoug

6/29/20 11:36am

The fact that you're a doctor and still have trouble/negative surprises

CommodoreCoug

7/1/20 7:09am

We actually did do some research.

ReyOso

6/29/20 9:34am

RE: Son had a kidney stone, went to ER. No surgery, just meds. $23,000.

joelvandyne

6/29/20 9:17am

You pay for it one way or another. Either you pay in the form of higher taxes...

Zastava

6/29/20 9:23am

Ya this is something people rarely acknowledge. It comes down to which entity is

kotacoug

6/29/20 9:26am

Given we pay double the OECD average, it appears not our current system.

ReyOso

6/29/20 9:29am

See my post above. You are paying for the policies you voted in. Maybe note

kotacoug

6/29/20 9:31am

What policies did YOU vote in? If you're an American, you're in the same boat.

ReyOso

6/29/20 9:37am

I didn’t vote for Obamacare and I don’t vote for policies that enable illegal

kotacoug

6/29/20 9:43am

Regardless an evaluation and meds shouldn't cost 23000

ZacSeljaas'Stache

6/29/20 9:27am

Except we have double or more per capita $$$ in the US compared to others.

ReyOso

6/29/20 9:28am

Not really. We pay more for the same level of service as other G20 countries.

valleus

6/29/20 9:36am

It's not just your bill you are paying. I know that doesn't help your situation, but that's the cause.

Ragnar Danneskjold

6/29/20 9:23am

Luckily he didn’t need Oxygen right?

kotacoug

6/29/20 9:24am

The problem is we made very little progress in terms of

byukarl

6/29/20 9:59am

$23,000? Isn’t that just the cost of the Advil? More bills are coming....

mobomanjoe

6/29/20 9:28am

Something weird must have happened because I had the same thing, went in for

CSoul

6/29/20 9:28am

Nothing surprising about the experience other than the bill.

ReyOso

6/29/20 9:31am

Well that seems 8x what is normal imo.

CSoul

6/29/20 9:42am

Did he stay overnight or something?

JuicyJam

6/29/20 9:28am

No.

ReyOso

6/29/20 9:29am

<< Deleted >>

StarMan

6/29/20 9:31am

<< Deleted >>

Ragnar Danneskjold

6/29/20 9:31am

Got hit by a car last year - here’s a few medical bill highlights

Jersey hunter

6/29/20 9:33am

Half a million for my daughters 3 week NICU stay.

Adwight

6/29/20 11:27am

How much of that are you on the hook for?

HeismanTy

6/29/20 12:24pm

<< Deleted >>

DaCougEye

6/29/20 1:22pm

Imagine getting a burger from McDonald’s and they charge you $58 for it because

IntelCougar

6/29/20 9:35am

Rarely does anybody pay that total amount. Not you. Not the insurance company.

diluigifan

6/29/20 9:35am

It’s seems like they put obscene original costs so you feel better about the

Pepe

6/29/20 10:03am

True. Billing it medicine sucks.

diluigifan

6/29/20 10:26am

<< Deleted >>

DaCougEye

6/29/20 1:23pm

What I mean is: when a hospital bill is $23,000, private insurance companies

diluigifan

6/29/20 1:58pm

Title says 23,000. Body of message says 2,300. Which is it?

Fightgar

6/29/20 9:38am

I read it as total bill 23k, and portion for patient after insurance is 2.7k.

diluigifan

6/29/20 9:39am

The initial bill is $23K. We ended up paying $2,790 out of pocket.

ReyOso

6/29/20 9:41am

I would call the provider and ask if they offer a prompt pay discount.

CougSilver

6/29/20 9:41am

Thank, it can't hurt.

ReyOso

6/29/20 9:42am

Do you have MotivHealth?

Druick

6/29/20 9:45am

No, I don't know what that is.

ReyOso

6/29/20 9:46am

No. But this is about the provider not the insurance co.

CougSilver

6/29/20 9:48am

Prompt pay is a large piece of their companies success. Just wondering...

Druick

6/29/20 9:55am

I tried to do this recently. They wouldn’t budge at all.

spugeddy24

6/29/20 10:07am

Dude, you just saved me $350!

ReyOso

6/29/20 10:51am

Awesome!

CougSilver

6/29/20 11:24am

Pics or it didn't happen.

uteman1011

6/29/20 9:49am

That's crazy. I took my son to the ER a couple weeks ago because I was worried about appendicitis and our overall charge

Slim

6/29/20 9:59am

What did it turn out to be?

ReyOso

6/29/20 10:07am

Viral enteritis. Basically nothing. But just like you I had a kid (thirteen) who was completely healthy, never

Slim

6/29/20 10:12am

This kid's older brother had appendicitis, and I probably waited too long.

ReyOso

6/29/20 10:14am

Yikes. You’re better off buying your own ultrasound.

valleus

6/29/20 10:39am

Look closely at the EOB you get from the insurance company. It’ll show how much

StalwartBraveTrue

6/29/20 10:12am

Live in St George, son stepped on a sawed off end of a large bolt...

SLC COUGAR

6/29/20 10:23am

is that equivalent to like an urgent care? That seems crazy high if it is.

Druick

6/29/20 10:31am

It was the normal pediatrics night clinic. Crazy.

SLC COUGAR

6/29/20 11:09am

Also, ouch! That sounds painful.

ReyOso

6/29/20 10:43am

Sad thing is that the person doing the stitching probably got $100 (or less)

kiyoshige

6/29/20 12:52pm

Crazy expensive but it's either the current system or

D.T. Survivor

6/29/20 10:36am

No. There are many other options

EFM_Coug

6/29/20 12:28pm

Let’s be honest though the American people don’t want to change either.

StalwartBraveTrue

6/29/20 4:40pm

$23,000 is an interesting number

mtnbiker

6/29/20 10:56am

Concierge Doc

breakingblue

6/29/20 11:05am

Most people use healthcare at the end of their life.

Boring

6/29/20 11:41am

Sorry man, that has got to be super frustrating.

HeismanTy

6/29/20 12:23pm

As a physician, I think that bill is insane. I have been hit myself by bills

BYU28_Miami21

6/29/20 1:33pm

The thing to look at is how much the total payment was, you + the insurance.

lightmann

6/29/20 1:40pm

This.

diluigifan

6/29/20 2:01pm

This concept only is useful for people that have insurance. For people without

BYU28_Miami21

6/29/20 2:31pm

true

lightmann

6/29/20 2:37pm

We have a steep discount for cash payers. Most hospitals do.

diluigifan

6/29/20 2:40pm

So in the original posters example, what’s a ballpark for cash payment? I’m

BYU28_Miami21

6/29/20 3:37pm

Years ago my husband went to the ER w/kidney stone. Co-pay $50. Now only $250.

Wear Blue

6/29/20 4:28pm

Agree!

SC_Rowland

6/29/20 10:39pm

How do we reach out to you for something like this? Cost? Etc...?

breakingblue

6/30/20 12:39am

Totally sucks. Now most of that is not going to provider.

RestonWarrior89

6/29/20 10:48pm

Report problem with this ad

Posting on CougarBoard

In order to post, you will need to either sign up or log in.

Report problem with this ad