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Jul 2, 2020
6:38
:44
am
LaserCoug
All-American
Online savings accounts are better than nothing. Currently around 1.2%
You typically can transfer your funds within a day. That’s where I keep my emergency funds as well as some cds.
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LaserCoug
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LaserCoug
Joined
Dec 5, 2006
Last login
Apr 24, 2024
Total posts
27,634 (9,871 FO)
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Messages
Author
Time
Question for all you rich cougarboarders. My company provides a 401K match that
PGCoug7
7/1/20 10:12pm
Brokerage account
NanoFab Coug
7/1/20 10:14pm
I’ve made 8.44% return over the last year in my brokerage account.
brazilcoug
7/1/20 10:15pm
Correct if I am wrong, but isn't there a "penalty" in the sense of capital gains
IceCreamButt
7/1/20 10:18pm
Only on the gains
NanoFab Coug
7/1/20 10:26pm
And if you donate in-kind, you don't pay it on the gains either.
supertux
7/2/20 6:19am
Also there’s no penalty for withdrawing from a brokerage account
NanoFab Coug
7/1/20 10:28pm
This is what I do
JOPE
7/1/20 10:52pm
And I can pull these funds in an emergency no problem?
PGCoug7
7/2/20 6:49am
It will take a couple days to sell your position and get the money back
NanoFab Coug
7/2/20 8:12am
Money market? Check your credit union’s MM rate.
kansascougar
7/1/20 10:14pm
High deductible HSA
Slim
7/1/20 10:20pm
This. Max out your HSA.
ebv
7/1/20 10:37pm
Don’t put anything in the market that you could potentially need for emergency
FinanceCoug
7/2/20 5:21am
Online savings accounts are better than nothing. Currently around 1.2%
LaserCoug
7/2/20 6:38am
Do a whole life or index universal life policy on yourself
Jersey hunter
7/2/20 9:03am
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