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Oct 21, 2020
6:10
:34
pm
BYUfan92
Truly Addicted User
POLL: In relation to your individual income how much life insurance do you currently have?
Excluding what your spouse may earn annually how much life insurance do you carry in comparison to your income?
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BYUfan92
Previous username
BlueMan
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BYUfan92
Joined
Jul 17, 2002
Last login
Mar 28, 2024
Total posts
35,151 (397 FO)
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Messages
Author
Time
POLL: In relation to your individual income how much life insurance do you currently have?
BYUfan92
10/21/20 6:10pm
One thing to keep in mind is the social security death benefit
bythenumbers
10/21/20 6:16pm
Yep many families would be pulling in over 5k a month from social security
cougarfann888
10/21/20 6:21pm
Yeah, my BIL was under insured, only 100k. But with the death benefit and small
bluecougar1985
10/21/20 6:31pm
This is why I think many people are actually over-insured
bythenumbers
10/21/20 6:35pm
Yep life insurance companies have convinced people
cougarfann888
10/21/20 6:37pm
It would have been nice if he had 300k or so, then she’d never need
bluecougar1985
10/21/20 6:38pm
I think you mean survivors benefits. Death benefit is <$300 lump sum, no?
bruincoug
10/21/20 6:55pm
That's what I mean
bythenumbers
10/21/20 8:04pm
Ahhhhh.... age is a pretty big component here
Pretorian
10/21/20 6:35pm
Multiple of salary? Or total take-home?
bruincoug
10/21/20 6:47pm
Gotta be based off take home since life insurance payout is tax free.
rainorsnow
10/21/20 6:53pm
every time I raise my life insurance coverage my food starts tasting funny
Agnostic-alumni
10/21/20 6:51pm
I’ve had the experience of giving a widow her life insurance proceeds
ThatBYUFan
10/21/20 8:31pm
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