all of that. Usually you get more than enough to cover your expenses. But a short notice game against CU would cost more than usually (plus increased covid test) in addition to not getting any funds back. When you're already $20m in the hole, one of the factors you consider is putting yourself further in the hole.
BYU has been trying to schedule games to get to 12 games for a while. Tom and Kalani have both said it. But nobody worth anything is willing to play BYU.