Meaning, seem determined to live the established professional lifestyle promptly following graduation, and spend money (particularly on mortgages) as if they were making the same income but with no loans. Too many young lawyers, dentists, doctors, etc. going on foreign trips, buying new cars and big houses all while complaining about their supposedly crushing loans. Most extreme example being that Utah dentist in the WSJ a while back with $1M in debt but a mcmansion and tesla. Resist all that a few more years and you can set yourself up for a less stressful life and a better/earlier retirement.