Just spent the last 2 hours trying to convince my wife that we are doing fine financially.

After looking at budget we are spending only 90% of our income. (It’s actually less as the budget accounts for more than what we actually spend each month) This 90% includes retirement contribution, taxes, tithing etc. she still says “we have no money”

Very early in my career with a likely double or more increase in salary in 2.5 years. How do I convince her that we are doing ok? Or do I need a reality check?