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Apr 19, 2021
1:02:51pm
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Small payments towards your house can significantly cut your mortgage term.
Advice largely born out of an era/generation who's interest rates were at least 8% and probably more in the ballpark of 12+%. When your interest rates are in the 3-4% range, extra payments are gonna cut down a couple of years, at best, from the term of your loan.

And regular payments of $100/month or so are just not gonna make anywhere near as big of a dent as they used to.
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sheriffcreg
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