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Apr 19, 2021
11:22
:14
pm
byu1
All-American
I’ve been 800-850 my whole life (nothing I do special other than pay my bills
And CC bills, so I don’t look at it as bragging, it isn’t rocket science).
But I don’t think anything higher than 720-760 (depending on what they are looking at) is any better.
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byu1
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byu1
Joined
Mar 1, 2001
Last login
Mar 23, 2024
Total posts
32,845 (407 FO)
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Messages
Author
Time
When does an exceptional credit score (800+) benefit you over very good (750+)?
BYUCLA
4/19/21 10:12pm
You get some pats on the back at a car dealership when they run it.
Thrill
4/19/21 10:13pm
I've wondered this too.
MetaLearner
4/19/21 10:13pm
I’ve been 800-850 my whole life (nothing I do special other than pay my bills
byu1
4/19/21 11:22pm
In my experience, there is no practical difference between 750 and 800.
Oregano
4/19/21 10:14pm
Scoreboard. Bragging rights.
All-American
4/19/21 10:19pm
780 is top tier where I work. Rates start to go up below 780 on some products.
Superman21
4/19/21 10:24pm
I was able to buy a car using a personal check instead of a cashier's check. Salesman said guys with an 800 score don't
Texas Hammer
4/19/21 10:24pm
720 + gets you pretty much the best everything
LiveCoug
4/19/21 10:25pm
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