I thought for UM you actually have to know who it is and know they are uninsured

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Jun 13, 2021
12:39:31am

wannnacruise Truly Addicted User

I thought hit and run was covered under comprehensive or collision (could be wrong).

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wannnacruise

Previous username: magical cow0
Bio page: wannnacruise
Joined: Aug 31, 2007
Last login: Apr 23, 2024
Total posts: 5,357 (1 FO)

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Messages

Author

Time

What would you have done? Guy rear-ended us and left the scene

Councilman JAM

6/12/21 10:54pm

I would have called the cops, filed a report, and called my insurance company.

WDaddy

6/12/21 11:07pm

Dude leaves scence, call cops and let them figure it out.

BYUALWAYSNUM1

6/12/21 11:09pm

While being safe, take as many pictures as possible and give them to insurance.

paulb

6/12/21 11:15pm

1) Detach emotionally. 2) Call Police 3) Gather evidence

Zedhead

6/12/21 11:25pm

He fled the scene, get as much $$$ from him as you can

wannnacruise

6/12/21 11:36pm

Not stopping inside for some free samples seems like a missed opportunity.

garyfan

6/12/21 11:59pm

Easy. Make a claim on your UM/UIM coverage. That is why you have it. The details will

Sandstone Cougar

6/13/21 12:14am

I thought for UM you actually have to know who it is and know they are uninsured

wannnacruise

6/13/21 12:39am

UM/UIM covers hit and run.

Sandstone Cougar

6/13/21 12:56am

Depends on how the policy is written. UMPD in CA you likely need to know who he

paulb

6/13/21 1:19am

I just was notified this week that I would now be saving $450 because an

Tarbo

6/13/21 12:50am

I can’t think of a good reason to take the plate off, unless the car was stolen.

bluesloth

6/13/21 1:05am

Once he left the scene, I wouldn't go anywhere even close to him.

BringBackRoyalBlue

6/13/21 1:37am

I would bet he had warrants or a suspended license

Charles Darwin

6/13/21 7:18am

This is pretty much what the trooper scolded me about

Councilman JAM

6/13/21 7:26am

Report to the police. That’s not good behavior.

(Private)

6/13/21 7:15am

Generally not at fault accidents don't raise your rates. I've only seen them do

paulb

6/13/21 9:22am

Making a claim on your insurance raises the rates.

(Private)

6/13/21 7:02pm

Not usually for not at fault accidents. Save for the states I mentioned.

paulb

6/13/21 7:06pm

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