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Jun 14, 2021
6:26
:44
pm
bulletproof
All-American
yes
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bulletproof
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bulletproof
Joined
Sep 11, 2003
Last login
Apr 18, 2024
Total posts
6,366 (26 FO)
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Messages
Author
Time
Does having subordinate debt like a HELOC always increase the rate on a refi?
cheezedawg
medium
6/14/21 6:21pm
yes
bulletproof
6/14/21 6:26pm
Almost always
molodyets
6/14/21 6:33pm
The only way I know is you can pay it down to zero and still subordinate
classycoug
6/17/21 11:46am
not true.
bulletproof
6/17/21 12:50pm
Absolutely is true. Just because your company doesn't offer it doesn't mean
classycoug
6/17/21 12:57pm
not through fannie mae or freddie mac
bulletproof
6/17/21 1:06pm
It is through Fannie and Freddie. At our company it is an exception
classycoug
6/17/21 1:13pm
what company is that I would like to refinance with you
bulletproof
6/17/21 1:23pm
I sent you a BM
classycoug
6/17/21 7:57pm
I was asking because my heloc that I opened last year after a refi has prepayment penalty if I close it too soon so now
cheezedawg
6/17/21 8:42pm
How much is the prepayment penalty? I had a heloc I closed early and the
classycoug
6/17/21 11:30pm
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