If that's the case, then how will my newborn get any coverage at all? Right now they aren't a named party on my insurance, as they aren't born yet.
For our first child, I didn't have any insurance at all. When they were born, I was given 30 days to enroll after the birth, and the coverage began as of the day the child was born, and their charges were covered under my plan. It was with a different company and not quite the same situation, but I was assuming the same rules applied.