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Oct 27, 2021
8:56:15am

ReyOso Intervention Needed

Sorry, I linked to the wrong post.

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ReyOso

New username: ReiUrso
Bio page: ReyOso
Joined: Aug 30, 2019
Last login: Jan 30, 2022
Total posts: 0 (0 FO)

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Messages

Author

Time

I'm someone living in SF on a similar income to the article.

ReyOso

10/27/21 8:38am

But isn’t Utah a little less expensive than SF?

blueaussie

10/27/21 8:41am

This is the article about budgeting in a city.

ReyOso

10/27/21 8:43am

Oh gotcha. I thought you were referring to the one about the real housewives.

blueaussie

10/27/21 8:48am

Sorry, I linked to the wrong post.

ReyOso

10/27/21 8:56am

One thing I've seen in a lot of city dwellers. . .

ReyOso

10/27/21 8:42am

K

eysikal

10/27/21 8:42am

it's worth mentioning your tax, tithing, and other charitable contributions too.

HarlemCoug

10/27/21 8:45am

Some are the same anywhere, but city income taxes are different, and suck.

ReyOso

10/27/21 8:48am

If you're making 400k a year-ish I'm wondering why you don't buy a house

Heath Squashwell

10/27/21 8:48am

often in big cities, to own you're paying significantly more per month. There have been times in NYC where a $5k rental

HarlemCoug

10/27/21 8:54am

With 300K down, 6K/month on a 1.3M loan + ~1500 a month in property taxes.

ReyOso

10/27/21 8:55am

worth mentioning that one of the reasons owning is so expensive in these major cities is that foreign capital drives up

HarlemCoug

10/27/21 9:00am

This picture of life in Spanish Fork is different from what I expected.

Florwood

10/27/21 8:48am

You seen those prices at Swig?

stenso

10/27/21 9:18am

I always like to hear about people’s passive income… what investments are you

kotacoug

10/27/21 9:00am

That confirms that city life is not for me but congrats for making it work for

cougfanz

10/27/21 9:16am

I'm enjoying it now, but this isn't a permanent thing, either.

ReyOso

10/27/21 9:20am

Here's a big way $400K in SF isn't rich

DrYfire

10/27/21 9:29am

63%? Crazy

TNT

10/27/21 9:32am

That's not correct. The marginal federal rate is 32% and that won't be the

Coach's Dad

10/27/21 9:37am

agreed... add 10% tithing and it means a take home of about $190k on $400k of gross earnings.

HarlemCoug

10/27/21 9:59am

It was a bit of an oversimplification. You are correct about federal

DrYfire

10/27/21 10:36am

In my particular case I have no employer but myself.

ReyOso

10/27/21 10:43am

absolutely 15.3% for FICA then.

DrYfire

10/27/21 10:47am

I used to think SS and Medicare would go away by the time I retired.

ReyOso

10/27/21 11:44am

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