Step 1: Hacker gets into Venmo account.

Step 2: hacker sends $7k to a contact from the account.

Step 4: hacker changes default bank routing information.

Step 5: hacker sends message to contact “oops please send that back to me”

Step 6: $$ routed to hacker’s account.

Step 5: confusion and frustration realizing you left $3k in a crap uninsured app like Venmo.

Don’t leave $$ in your wallet apps.