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Oct 6, 2022
9:46
:46
am
Cougar TD
Intervention Needed
It depends on where you live and what you consider comfortable. But I still say
that if you can't make 100k work you are doing it wrong.
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Cougar TD
Previous username
BYU-utah
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Cougar TD
Joined
Jun 30, 2010
Last login
Apr 19, 2024
Total posts
35,939 (45 FO)
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Messages
Author
Time
POLL: Could you live comfortably on $100,000 per year (pre tax)
Acorn
10/6/22 9:19am
<< Deleted >>
Buffalo
10/6/22 9:20am
You wouldn't have to save. You have $100K a year (plus inflation in theory).
Acorn
10/6/22 10:26am
Kids out of house? If so Absolutely.
cougarfann888
10/6/22 9:21am
Yep, this is the big variable here.
VenturaCoug
10/6/22 9:22am
Kids and mortgage
Carnac
10/6/22 9:25am
Easily if retired in The Villages, FL. Assuming F&C home many here do it for less. We talk about it & our grand kids..
grandpacoug
10/6/22 12:15pm
That's my plan for retirement so I better be able to pull it off
LaserCoug
10/6/22 9:24am
Done it for many years. I've been blessed recently and upped some expenses, so I'd have to curtail some unnecessary
Bert609
10/6/22 9:24am
Also depends do I need to save for retirement.
cougarfann888
10/6/22 9:24am
Location cost of living is a huge factor
KingDave
10/6/22 9:25am
100K is still way above what the average person makes. Obviously it depends
Polemic
10/6/22 9:28am
If I was single, yes.
Don Carlton
10/6/22 9:28am
It depends on where you live.
HiLife
10/6/22 9:30am
Yes, but would be difficult if I didn't already own a home
wannnacruise
10/6/22 9:32am
Why is this linked to my post?
Mzansi
10/6/22 9:32am
We've lived on that for most of our marriage ... w/kids, mortgage, and savings
runnincoug
10/6/22 9:33am
While I believe 100K is absolutely enough, 100k today is not 100k of yesteryear.
HingleMcCringleberry
10/6/22 9:34am
True, inflation has watered it down, but still can live comfortably.
runnincoug
10/6/22 9:50am
Agreed.
HingleMcCringleberry
10/6/22 9:58am
How long have you owned your house?
VenturaCoug
10/6/22 10:24am
9 years. Yes housing is more difficult now. But then again ... we bought
runnincoug
10/6/22 10:44am
So you locked in a fixed rate on your biggest expense back when $100k was
VenturaCoug
10/6/22 4:10pm
I bought my first home as a college student with 6% interest rate
runnincoug
10/6/22 4:45pm
My butler makes more than that a year. So now way for me.
mudpupper
10/6/22 9:34am
Not even close
JollyGreenGiant
10/6/22 9:36am
Lol, bluecaiman’s mad at how I live my life
JollyGreenGiant
10/6/22 4:13pm
Hey Bluecaiman, why dont you ever post?
JohnnyComeLately
10/6/22 4:21pm
That’s more than I make now. So yes.
JohnnyC
10/6/22 9:38am
Another huge factor is whether this is earned from one person or both husband and wife
KingDave
10/6/22 9:40am
How will I pay my $170k in car loans?
Cougarclaw
10/6/22 9:43am
Easy. I have no kids.
rad dawg
10/6/22 9:44am
I could live "comfortably" but my wife could not
bluelands
10/6/22 9:46am
No. Child care expenses are currently way too high. And we live in a townhome.
DC15
10/6/22 9:46am
It depends on where you live and what you consider comfortable. But I still say
Cougar TD
10/6/22 9:46am
2 year inflation is approaching 15%. So keep in mind that $100k today was same
AggieWeekendCougar
10/6/22 9:49am
For those who chose options 2 and 3, where do you live and how many kids do you
vagabonder
10/6/22 9:50am
As others have alluded to, I think the definition of comfortable varies greatly
rad dawg
10/6/22 9:55am
I do but I won't ever be able to retire or help my kids pay for school
fattycoug
10/6/22 9:54am
<< Deleted >>
SuperTank
10/6/22 9:56am
Not with 4 kids.
EternalOptimism
10/6/22 10:00am
Easily but it depends on what comfortable means to you
TomballCougar
10/6/22 10:17am
Anyone who says no is kidding or is so out of touch with reality it’s pathetic
Pretorian
10/6/22 10:23am
Would be hard for someone who doesn't already own a home
wannnacruise
10/6/22 10:32am
There there are other essentials, such as insurance, gas, food, utilities,
garyfan
10/6/22 11:12am
Must you own a home to be comfortable? Must you live in Utah? Must you pay
Pretorian
10/6/22 11:23am
Lol living in a townhome in Utah is not a luxury and living in the Midwest isnt
VenturaCoug
10/6/22 1:09pm
I guess it depends on how much luxury you need to be comfortable princes
Pretorian
10/6/22 2:20pm
I mean in reality we could all move to India and live off way less than $100k.
VenturaCoug
10/6/22 3:26pm
You are the one out of touch with reality. Do the math. It doesn’t work.
DC15
10/6/22 11:08am
Are those needs ... or wants?
runnincoug
10/6/22 11:22am
The question was live comfortably. Yes you could live for 100k living on the street. But can you live comfortably on
JohnnyComeLately
10/6/22 11:24am
"living on the street"? Way to jump the shark on that one!
runnincoug
10/6/22 11:27am
So you voted yes, many others voted no. That should not be hard to understand here.
JohnnyComeLately
10/6/22 11:28am
I agree. I was only responding to DC15 who said it was impossible. I was arguing
runnincoug
10/6/22 11:33am
My apologies. Simply was saying in some areas it’s incredibly difficult to live “comfortably” with 100k a year.
JohnnyComeLately
10/6/22 11:44am
To your point
TomballCougar
10/6/22 12:25pm
They are needs. And notice I did not include a car payment.
DC15
10/6/22 12:48pm
Sounds like you've had some rough life situations that have complicated things
runnincoug
10/6/22 1:05pm
For illustration purposes, you can make one income work with some
Doogal McCougar
10/6/22 3:59pm
So much of that sounds very not comfortable.
garyfan
10/6/22 4:07pm
Try doing the math for the Bay Area
donnerstag
10/6/22 11:14am
Correct, you can’t live in maybe the most expensive place in the world 🙄
Pretorian
10/6/22 12:27pm
Hilarious you assume everyone lives in the same area and same circumstances as you do.
JohnnyComeLately
10/6/22 11:17am
Read the post… it never said you had to stay where you are… I live in Boca Raton
Pretorian
10/6/22 12:29pm
The question is live comfortably and is very subjective. That’s why it’s a poll. You have your standards for comfort
JohnnyComeLately
10/6/22 12:40pm
It’s easy to call ridiculous people out when their being ridiculous… if you
Pretorian
10/6/22 2:29pm
They're*
ebv
10/6/22 3:07pm
Sorry you are a poor.
JohnnyComeLately
10/6/22 4:20pm
RE: Read the post… it never said you had to stay where you are… I
ebv
10/6/22 3:06pm
Relative to where I am now? No. Relative to 99.99% of people who ever lived? Yes
Odysseus
10/6/22 10:48am
This ^^^^^
Pretorian
10/6/22 12:30pm
This would be easy as long as I was independently wealthy.
garyfan
10/6/22 11:08am
As a kid growing up in the 80s my goal was to eventually make $100k
Pro Logic
10/6/22 11:23am
Interesting study recently published on what is needed for "comfortable" life
runnincoug
10/6/22 11:23am
Living Wage in SLC for 1 adult working with 3 children is $87,000.
ebv
10/6/22 3:10pm
Average number of kids in Utah fams=3.5. Some will have more/less, but also...
runnincoug
10/6/22 3:13pm
I answered no. Can’t wait for the assumptions about my lifestyle and obligations
Bradleyd16
10/6/22 2:59pm
What I learned from this poll: you are a bad person if you think “comfort” means
VenturaCoug
10/6/22 3:31pm
I think the thing I most learned is CB posters are prone to hyperbole
runnincoug
10/6/22 3:32pm
Outside the US? Absolutely.
Bad Plus Fan
10/6/22 3:36pm
When I lived in AZ yes. Since I moved to WA no way.
Tim Riggins
10/6/22 4:37pm
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