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Jan 30, 2023
3:45
:56
pm
Skeptical Optimist
Intervention Needed
POLL: How much consumer debt have ye currently?
Same as the other poll, including mortgage. This time payments as percentage of monthly gross income.
This message has been modified
Originally posted on Jan 30, 2023 at 3:45:56pm
Message modified by Skeptical Optimist on Jan 30, 2023 at 3:51:04pm
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Skeptical Optimist
Previous username
workindev
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Skeptical Optimist
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Aug 2, 2006
Last login
Jun 5, 2023
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72,352 (3,884 FO)
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Related Threads
Topic:
<< Deleted >>
(materialized, Jan 30, 2023 at 3:32pm)
Other Related Threads:
POLL: How much credit card debt do you have?
(Chasicle, Jan 30, 2023 at 3:48pm)
Messages
Author
Time
POLL: How much consumer debt have ye currently?
Skeptical Optimist
Jan 30, 3:45pm
If you can pay off your mortgage but choose not to, is it really debt?
Baron
Jan 30, 3:47pm
Spirit of the law vs letter of the law
crazed
Jan 30, 3:48pm
Wait. So include total debt w/ mortg but only divide by monthly income? Sure that’s what you want? Maybe on payments?
Soupie
Jan 30, 3:48pm
That’s what he asked for. So yes. That’s what he wants
crazed
Jan 30, 3:49pm
Edited to be more clear. Monthly debt payments as % of total monthly income.
Skeptical Optimist
Jan 30, 3:51pm
That makes more sense. Probably a big function of age/stage in life at play.
Soupie
Jan 30, 3:54pm
This won't work either. Most people simply don't consider mortgages to be consumer debt.
kccougar
Jan 30, 3:48pm
Percentage of monthly gross? If you are including mortgage, the percentages you have as options don't really make sense
Clark Addison
Jan 30, 3:50pm
RE: Percentage of monthly gross? If you are including mortgage, the percentages
Skeptical Optimist
Jan 30, 3:52pm
What about rentals that cash flow positively
kotacoug
Jan 30, 4:02pm
I just used the positive cash flow as the income number and did not include the
Superman21
Jan 30, 4:10pm
I would consider that business debt rather than consumer debt.
kccougar
Jan 30, 4:39pm
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