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Jan 30, 2023
3:54
:28
pm
Soupie
Grandma Sycamore
That makes more sense. Probably a big function of age/stage in life at play.
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Soupie
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Soupie
Joined
Dec 29, 2015
Last login
Jun 2, 2023
Total posts
83,269 (27,681 FO)
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Messages
Author
Time
POLL: How much consumer debt have ye currently?
Skeptical Optimist
Jan 30, 3:45pm
If you can pay off your mortgage but choose not to, is it really debt?
Baron
Jan 30, 3:47pm
Spirit of the law vs letter of the law
crazed
Jan 30, 3:48pm
Wait. So include total debt w/ mortg but only divide by monthly income? Sure that’s what you want? Maybe on payments?
Soupie
Jan 30, 3:48pm
That’s what he asked for. So yes. That’s what he wants
crazed
Jan 30, 3:49pm
Edited to be more clear. Monthly debt payments as % of total monthly income.
Skeptical Optimist
Jan 30, 3:51pm
That makes more sense. Probably a big function of age/stage in life at play.
Soupie
Jan 30, 3:54pm
This won't work either. Most people simply don't consider mortgages to be consumer debt.
kccougar
Jan 30, 3:48pm
Percentage of monthly gross? If you are including mortgage, the percentages you have as options don't really make sense
Clark Addison
Jan 30, 3:50pm
RE: Percentage of monthly gross? If you are including mortgage, the percentages
Skeptical Optimist
Jan 30, 3:52pm
What about rentals that cash flow positively
kotacoug
Jan 30, 4:02pm
I just used the positive cash flow as the income number and did not include the
Superman21
Jan 30, 4:10pm
I would consider that business debt rather than consumer debt.
kccougar
Jan 30, 4:39pm
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