Sep 30, 2014
2:50:53pm
Traditional IRA in both cases
As long as she has earned income she can deduct those contributions and invest in any way she'd like.

Other than that, if she's working for a company unwilling to create a plan, then she's pretty much left to a Traditional IRA (unless she doesn't care about deductible contributions, in which case other options arise).

It really depends on what benefits she's looking for.
RyneK
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RyneK
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