You spend ~$300/month on gas, groceries, dining out, shopping, travel, etc?

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Aug 25, 2016
2:39:44pm

workindev All-American

Maybe this isn't the card for you. If you can't get the bonus, this would be a losing proposition for you.

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workindev

New username: Skeptical Optimist
Bio page: workindev
Joined: Aug 2, 2006
Last login: Nov 28, 2016
Total posts: 0 (0 FO)

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Messages

Author

Time

I guess the demand for the 100k Chase Sapphire card has been overwhelming

Mayor of Cougartown

8/25/16 9:17am

Crap I wasted my chance to get it at 40k a year and a half ago.

Blue Ghost

8/25/16 9:19am

RE: Crap I wasted my chance to get it at 40k a year and a half ago.

Hodor

8/25/16 9:22am

doh!!

Blue Ghost

8/25/16 9:23am

It's a new card. You can have both cards

Tare

8/25/16 9:23am

Mine is in the mail today

TN_Coug

8/25/16 9:22am

When did you apply?

Tricky

8/25/16 10:35am

Got mine in the mail yesterday.

BIG XII Coug

8/25/16 9:22am

Did it come in the fancy box and all?

TN_Coug

8/25/16 9:23am

The Points Guy has an unboxing video of the card. Looks pretty fancy.

workindev

8/25/16 9:27am

I guess it was somewhat fancy. Came with a couple of different brouchures

BIG XII Coug

8/25/16 9:35am

Just got approved said 7 days to get my card. Need my wife to sign up too

Baron

8/25/16 9:24am

Is there a charge for the wife's card?

ProvoPower

8/25/16 12:06pm

She would get the $450 fee as well if she signed up for her own

workindev

8/25/16 12:17pm

Or if she just gets a card as an authorized user, there is a $75 annual fee but

mncougar

8/25/16 12:29pm

Right. Basically pay $75 and she gets lounge access of her own, or $450 and she

workindev

8/25/16 12:33pm

The wife usually does most of the spending.

ProvoPower

8/25/16 12:52pm

Yes, that works.

workindev

8/25/16 12:58pm

I leave for Europe next Wednesday. Really hope it comes before I leave.

workindev

8/25/16 9:27am

Did you apply today? I leave on Thursday I wonder if there's any chance it comes in time.

CotoCoug

8/25/16 2:50pm

Got mine today just in time.

CotoCoug

8/31/16 8:24pm

And a side note, I wonder if they will make any changes to the spend requirement

workindev

8/25/16 9:28am

shy would I want one?

bald man

8/25/16 9:29am

It is a bare minimum $1300 cash bonus in exchange for a $450 annual fee

workindev

8/25/16 9:35am

RE: It is a bare minimum $1300 cash bonus in exchange for a $450 annual fee

Hodor

8/25/16 9:41am

That $1300 includes that $300. 100,000 points is worth at a minimum $1000 cash

workindev

8/25/16 9:44am

The $300, plus the Priority pass, plus the points for anyone who travels

BIG XII Coug

8/25/16 9:58am

<< Deleted >>

Buffalo

8/25/16 9:33am

It's when you are approved.

workindev

8/25/16 9:33am

RE: anybody know when the 3 month spend period starts? when you applied or when the

Hodor

8/25/16 9:34am

Elaborate. Different than simply having card linked to Amazon Prime account?

Tricky

8/25/16 10:27am

Different thing --

Hodor

8/25/16 10:32am

Thanks -- that's what it sounded like.

Tricky

8/25/16 10:37am

I applied a few days ago...hopefully I got in soon enough.

mncougar

8/25/16 9:34am

Another note: if you sign up for UPS choice, you'll get an email the day

TN_Coug

8/25/16 9:37am

so someone give me the cliff notes low down on this card:

johnnycarson

8/25/16 9:40am

RE: so someone give me the cliff notes low down on this card:

workindev

8/25/16 9:43am

If you think that is steep, I have a proposal for you.

Broda

8/25/16 9:45am

So the thumb up from johnnycarson means you want to take my deal?

Broda

8/25/16 10:08am

check is in the mail.

johnnycarson

8/25/16 10:10am

in all seriousness, if you travel and fly a couple of times per year, with

johnnycarson

8/25/16 10:12am

You know you can redeem points for cash. 100,000 pts is $1000 in cash. I'll

Broda

8/25/16 10:16am

Still $4000 in 3 months is high spending when you can't include mortgage.

oddsewer

8/25/16 2:37pm

You spend ~$300/month on gas, groceries, dining out, shopping, travel, etc?

workindev

8/25/16 2:39pm

Yep just added it up we are right around $400/month (no kids)

oddsewer

8/25/16 2:41pm

You can do some things, like purchase gift cards to essentially "pre pay" your

workindev

8/25/16 2:54pm

Yep, I'm all for credit card rewards and manufactured spend, but all the good

oddsewer

8/25/16 4:01pm

There are ways to meet the spending, but that is crazy that you only spend

Broda

8/25/16 2:56pm

I spend half that on a Costco run and we have 4 kids

CBaass

8/25/16 3:07pm

Well I ride my bike to work, we try to cook at home most of the time etc

oddsewer

8/25/16 3:57pm

$450 annual fee, I'll stick with the Sapphire Preferred and no annual fee

CBaass

8/25/16 9:43am

How do you get annual fee waived?

TN_Coug

8/25/16 9:49am

Maybe he is talking about the original Sapphire card that isn't

workindev

8/25/16 9:52am

Sapphire Preferred has no fee, Sapphire Reserve has the $450 fee. Different card

CBaass

8/25/16 9:53am

Sapphire Preferred has a $95 annual fee

workindev

8/25/16 9:57am

Also, the $450 annual fee is as good as waived if you only keep the card for 1

workindev

8/25/16 9:59am

I'm convinced

CBaass

8/25/16 12:14pm

get precheck for your wife.

TN_Coug

8/25/16 12:21pm

Yeah, that's what I'm going to do. Stinks when we travel together and we either

workindev

8/25/16 12:59pm

How did you get the fee waived? We would all love to use your

TN_Coug

8/25/16 9:59am

RE: How did you get the fee waived? We would all love to use your

CBaass

8/25/16 10:02am

I need to meet the min spend on Reserve

TN_Coug

8/25/16 10:06am

Again, the annual fee on the CSP is waived only for the first year.

mncougar

8/25/16 10:27am

On that $450, you get an annual $300 voucher. So now I'm down to $150.

BIG XII Coug

8/25/16 10:01am

And triple points on restaurants -- my family eats out WAY TOO MUCH. But this

Tricky

8/25/16 10:28am

So the 450$ starts immediately not like the sapphire that starts the year2?

gurt

8/25/16 12:22pm

$450 posts on your first statement. They will not waive it.

workindev

8/25/16 12:58pm

I have the CSP, and have a good amount of UR points stocked up. Once I get the

mncougar

8/25/16 4:04pm

No, you can easily transfer them to the new card, and then they are worth the

workindev

8/25/16 4:07pm

Thx. I think I just saw another thread on this, too.

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