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Apr 16, 2024
6:39
:28
pm
4thNephite
Redshirt Freshman
My parents added me as a user on one of their credit cards that was opened
around the time I was born. Instantly gave me that many years of on time payments and a high 700 score
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4thNephite
Previous username
Pilot
Bio page
4thNephite
Joined
Nov 12, 2020
Last login
Jun 7, 2024
Total posts
120 (0 FO)
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Messages
Author
Time
Couple of questions for you money-savvy gurus out there
SV72 Sale
Apr 16, 6:35pm
you're paying for a credit history. I'd prefer getting a credit card and paying
BYUFBDAD
Apr 16, 6:37pm
I second this. Get a discover card with no annual fee
goidcougs
Apr 16, 7:17pm
My parents added me as a user on one of their credit cards that was opened
4thNephite
Apr 16, 6:39pm
Doh!
Copelius
Apr 16, 6:41pm
In addition to gettting her a credit card,
Copelius
Apr 16, 6:40pm
Amex is really good for this. The kid gets a card with their social.
Acorn
Apr 16, 6:42pm
There’s definitely cheaper ways to build credit like paying off credit cards
VirginiaPeanut
Apr 16, 6:41pm
When I got a car way back in the day, I used America First Credit Union. They h
AFewThoughts
Apr 16, 6:45pm
To be a bit of a devil’s advocate, when I applied for a car loan about 8 years
MisterFundamentals
Apr 16, 6:47pm
I think she would start benefitting immediately. The more history the better
Y05
Apr 16, 6:48pm
Better off paying it down but no paying off. Time of account is a factor.
Plato
Apr 16, 6:49pm
Never believe a car dealership in regards to financial advice...
Imbyulv
Apr 16, 7:22pm
Here's a near identical case:
roseyscenario
Apr 17, 9:51am
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