***If this has been discussed and answered then just linking me to the thread would be fine***

My wife and I need to go to healthcare.gov to get insurance now, We won't qualify for subsidies.
I really don't know if I go with the more expensive plan and risk wasting on monthly premiums, or just get a cheap plan and continue not getting sick.

The second i get a job then we are planning on starting a family. I also have a $20,000-$30,000 shunt replacement brain surgery sitting on my head always. Just depends on when it decides to break.

so what to did ya'll do look at when/if you had the fun experience of buying insurance from our great dictator?