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Apr 25, 2017
8:06
:08
am
CSoul
All-American
It isn't that extreme at all. If you have a high score in one you will have a
high score in the other. Vantage 4 is mostly aiming at better measuring the market with little or no credit history (college students for example).
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CSoul
Previous username
tsm26
Bio page
CSoul
Joined
Nov 20, 2005
Last login
May 4, 2024
Total posts
66,658 (13,857 FO)
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Messages
Author
Time
Major changes to credit score calculation
Skeptical Optimist
4/25/17 7:51am
So if you are applying for a car loan you need to play one game
cougarmanguy
4/25/17 7:57am
Yes, that is what is frustrating about the change. There are now two conflicting
Skeptical Optimist
4/25/17 7:58am
FICO is updating to include trended data
Linescratcher
4/25/17 8:05am
It isn't that extreme at all. If you have a high score in one you will have a
CSoul
4/25/17 8:06am
I expect my Vantage Score to drop given the amount of available credit I have
Skeptical Optimist
4/25/17 8:10am
RE: I expect my Vantage Score to drop given the amount of available credit I
eastwestcoast
4/25/17 11:00am
True, but that is changing. As Linescratcher noted above, FICO is losing their
Skeptical Optimist
4/25/17 11:07am
I've found if you pay your bills on time you have great credit.
Mayor of Cougartown
4/25/17 8:46am
Another reason to get out of debt and stay out of debt
YouPuntYouDye
4/25/17 10:02am
Did it go into effect yesterday? My score dropped 8 points overnight.
fiberpost
4/25/17 10:16am
The articles just say it will be later this year
Skeptical Optimist
4/25/17 10:28am
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