Max out the 401k

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May 6, 2015
9:17:26am

Baron

Max out the 401k

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Baron

Previous username: jarocho
Bio page: Baron
Joined: Sep 1, 2006
Last login: Jun 7, 2024
Total posts: 95,045 (33,099 FO)

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Messages

Author

Time

Finance people, should I refinance to 15 yr mortgage or max out 401k?

snowbird

5/6/15 8:55am

Between those two options, I'd max 401k

5/6/15 8:57am

I agree with everything except the ARM

KingDave

5/6/15 9:02am

It really depends on your individual circumstances.

5/6/15 9:09am

What rates are you seeing on ARMs today? The rates I see show 7/1 ARMs with

MantiCoug

5/6/15 9:29am

what you want is the Libor rate for a 7 ARM. it's like less than 1%

Mayor of Cougartown

5/6/15 9:38am

The LIBOR rate is right around 2%. But they obviously add a margin to that rate.

MantiCoug

5/6/15 10:34am

My I/O ARM during the past several years has been great! We would pay an extra

ByuMba90

5/6/15 9:41am

I agree on the ARM. They are great options. Also, depending on your tax rate,

Baron

5/6/15 9:18am

Max out the 401k and if you want to throw extra cash at it, make extra payments

titlecoug

5/6/15 9:10am

Max out the 401k

Baron

5/6/15 9:17am

Max out 401K

compcoug

5/6/15 9:57am

Not enough information to answer this question.

Biyamiti

5/6/15 10:11am

Compare the interest rates.

Mike Ross

5/6/15 10:13am

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