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May 6, 2015
9:57
:43
am
compcoug
Max out 401K
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compcoug
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compcoug
Joined
Dec 6, 2002
Last login
Apr 29, 2024
Total posts
3,216 (11 FO)
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Messages
Author
Time
Finance people, should I refinance to 15 yr mortgage or max out 401k?
snowbird
5/6/15 8:55am
Between those two options, I'd max 401k
Linescratcher
5/6/15 8:57am
I agree with everything except the ARM
KingDave
5/6/15 9:02am
It really depends on your individual circumstances.
Linescratcher
5/6/15 9:09am
What rates are you seeing on ARMs today? The rates I see show 7/1 ARMs with
MantiCoug
5/6/15 9:29am
what you want is the Libor rate for a 7 ARM. it's like less than 1%
Mayor of Cougartown
5/6/15 9:38am
The LIBOR rate is right around 2%. But they obviously add a margin to that rate.
MantiCoug
5/6/15 10:34am
My I/O ARM during the past several years has been great! We would pay an extra
ByuMba90
5/6/15 9:41am
I agree on the ARM. They are great options. Also, depending on your tax rate,
Baron
5/6/15 9:18am
Max out the 401k and if you want to throw extra cash at it, make extra payments
titlecoug
5/6/15 9:10am
Max out the 401k
Baron
5/6/15 9:17am
Max out 401K
compcoug
5/6/15 9:57am
Not enough information to answer this question.
Biyamiti
5/6/15 10:11am
Compare the interest rates.
Mike Ross
5/6/15 10:13am
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