You should get a quote from one of the CB guys.

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May 4, 2015
7:19:10pm

ChubbyChaser

You should get a quote from one of the CB guys.

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ChubbyChaser

Previous username: Epileptic Smeagol
New username: Pimpin4Paradise
Bio page: ChubbyChaser
Joined: May 2, 2008
Last login: May 12, 2018
Total posts: 0 (0 FO)

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Messages

Author

Time

How much higher should APR than the interest rate on a home loan?

ballen

5/4/15 6:41pm

Depends on what type of loan it is. If it involves PMI, maybe.

mulletYno

5/4/15 6:49pm

There is PMI. Still a hose job? Seems higher than I was expecting.

ballen

5/4/15 6:53pm

FHA loan? Then yes.

monteburns

5/4/15 6:59pm

If FHA, run and hide and get a conventional loan with 3% down instead.

mulletYno

5/4/15 7:01pm

It's conventional with 5% down.

ballen

5/4/15 7:02pm

Most of our APRs are usually within .125% of the note rate.

mulletYno

5/4/15 6:50pm

There are too many variables to answer your question in the abstract.

argus

5/4/15 7:00pm

Seems high to me. Talked to the dude on the phone last week and this APR is .5%

ballen

5/4/15 7:04pm

You should get a quote from one of the CB guys.

5/4/15 7:19pm

Who are they?

ballen

5/4/15 7:21pm

RE: Who are they?

5/4/15 7:23pm

1/2 % origination fee

5/4/15 7:45pm

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