OK CB. . .I know nothing about IRAs, but here's the deal: I'm in graduate school for some years more.

Back when my wife was working at BYU, she contributed to an IRA (BYU matched her savings). The IRA peaked over $2000 and is now dropping. Add to that the fact that we just got a letter saying that they won't continue to work with "such a small amount" so they are shifting it to another company or something.

That company is going to charge us to "handle" it, which will basically use up the entire thing by the time I am in a real job.

Do I pull it out? Can I pull it out? Are there companies I can "roll it" into that will just let it sit there without a fee? Any advice is appreciated.