bluebloodedcoug provided 0 detail regarding his account other than it was an HSA. Mechanics tend to have one solution that is appropriate, cars tend to be the same. Whereas no one's financial circumstances and goals are the same. Huge differences in your analogy.

And if you don't have a financial advisor (especially one that is not a close family friend or family member) you should get one. It's probably best that your family and friends don't have a complete overview of all of your investments. You don't want to lose family and friends from them being jealous of your financial situation.